Almost everyone has already experienced the requirement for cash at a specific time in their lives due to an urgent bill or investment. For example, there are times when a member of the family has to be rushed to the hospital, when you’re suddenly given the chance to invest in a business or property, or when you forgot to budget for a particular bill. It’s a common practice to look for a bank loan or some other traditional loan but the money typically needs quite a long time before it is released and by then it could be too late. This is how car title loans in Tempe take on a huge role because one of its benefits is that the money might be released in less than a day. An important facilitator is the fact that a appraisal of creditworthiness is not required. Essentially, a person only has to worry about some identification and the car or truck title. After the actual market price of the vehicle has been established, the lending company can release the funds.

I am a huge fan of body jewelry and body piercings.  I have my stomach pierced and my ears pierced like twenty times.  I just got my left eye pierced and have my right eye pierced four times.  I frequent to the piercing shop to get more.  I don’t especially like tatoos.  Although I do have two on my back.  I don’t think I will get anymore though because they are permament.  I don’t want to be stuck with something that can’t easily be removed.  I don’t know that is just the way I am I guess.  I love piercings though.  I usually spend most of my pay check on them.  I like it because it makes me different from everyone else and I’m an individual and want people to notice me.  I have low self-esteem - I know it!  Anyways, this hobby is consuming all of my money and I don’t what to do because I want to get more body jewelry to keep things new. I’m kind of crazy I know.

Unfortunately, bills are due in a few days too. I should have planned things better. Apparently, you can fill out an online application for a car title loan in Chicago.  Its just like an installment loan but easier and faster. I guess applications take two minutes to fill out! Life will be back to normal soon - I just need to weather this little storm.  I love living Chicago and love being Schaumburg, IL.  It could always be worse.  Thank goodness for car title loans in Chicago.  Fast cash when I really needed it.

Janice K.

By the way, Tempe is near Tucson, Glendale, Scottsdale, Phoenix, and Goodyear.

I’m a huge fan of doing things early - especially my Christmas shopping. I just got my roof fixed because it was leaking for some reason, but whatever, the point is that it cost me a fortune to fix so I didn’t have any money to get the shopping done. I never wait until after Thanksgiving, because that’s when the craziness starts. The problem is my next paycheck isn’t until the beginning of December.

My little bro told me about this car title loan store he goes to whenever he needs help with money, but I wasn’t about to go walk into some store. I think I have too big of an ego or something, so I looked around on the net a little bit. Car Title Loans in Tempe is the first one to catch my eye. Only 5.9% interest? You can’t beat that anywhere, seriously. At least I’ve never seen a rate that low. After I got approved, I had the money the next day and I went out on my little shopping spree - and it was awesome, because nobody else was doing their holiday shopping yet. I could take my time and not have to worry about those stupid, annoying, mile long lines to stand in.

It was actually worth getting a loan through these guys because I didn’t give my arms and legs to pay for the interest. On top of that, all my shopping for the year is done and now all I have to do is show up when I’m supposed to and everything should be smooth.

Lionel in Tempe, AZ

By the way, Tempe is near Tucson, Glendale, Scottsdale, Phoenix, and Goodyear.

I always fly my older sister and her husband in for the holidays. They have a lot on their plate, so I’m always willing to help and I know they count on me every year for that. Well, I just got a new transmission put in my car, and you know how expensive that is - it basically broke my bank. There was no way I could let them down though, I mean I come through every year, and this year wasn’t going to be any different. I’m a resourceful person and I always find a way to solve my problems.

So what did I do? I went straight to the Internet - where any question can be answered. After only a few minutes of searching, I saw this website with only a 5.9% interest rate? Yeah, right! I clicked on the link and it brought me straight here - and it wasn’t a joke. 5.9% interest! I didn’t even hesitate after that and filled out the application online, and got approved right away. They got the money to me real quick and I got everything set up for my sister and her hubby to come in for Thanksgiving. She sounded so happy when I called her a few hours ago.

I was really surprised at how easy it was to get this loan, and how much money I actually saved. If I would have went to another site first, I’m sure I’d be paying at least a couple hundred extra dollars than what I’m paying here in interest. I really feel grateful, that’s a few hundred extra dollars for X-mas shopping or paying the bills!

Ronnie F. of Tempe

I love being the host of parties, that’s why I always throw a HUGE Thanksgiving one every year. It’s one of those where everybody comes - my entire family and all of my friends. Everything was going good until I had to spend most of my saved money last month because of some unexpected problems - I won’t get into it because it’ll take forever to explain. But anyways, the reality was that I needed some money and I needed it pretty quick. I didn’t have the time to work overtime and than wait for my paycheck.

Well, I was searching around on the web and I came across Car Title Loans in Tempe, and I filled out the online application - which, by the way, only took like fifteen minutes! They also had this live person there that helped me through, which made it that much easier. I got approved in less than an hour and I got the money the very next day.

OH! The best part, is that they only have a 5.9% interest rate - which means I’m not getting completely screwed out of my money. I saved like, hundreds of dollars because if I would have went anywhere else, I would be paying double or triple the amount of the loan I took! I actually feel good about the decision I made, and I don’t have that guilty, wrong feeling in the pit of my stomach like I have in the past when dealing with other companies. I’m happy I found them, and I would recommend them to anyone.

Shirley V. of Tempe, AZ

I can do without a lot of things, and have for the past year.  But I need to cook because I can’t afford to eat out every night.  Fortunately, my car has gotten me the money I need to get cooking again.

I lost my job in January and things took a tumble from there.  I got a new job again in September, but not all the problems are solved instantly.  When I was unemployed all those months all my bills piled up. I got bad credit, so forget getting a credit card anywhere.  A car repair set me back another $600, which I had to borrow from my aunt (try getting to work or looking for a job without no car).

In September, my gas was cut off and they asked for a $240 security deposit to get it restored.  I’m can’t even think about a gas deposit at this point.  But I found a microwave/convection oven combo at the WalMart on West Elliott Road for about $190. This would kill two birds with one stone. You can cook most foods in them like with a conventional oven.  Even smaller Thanksgiving turkeys.

But I didn’t even know where I’d get the $200 for that microwave in time for the holidays.  I went on the Internet and searched for “holiday loans” and “fast cash” when I stumbled on Car Title Loans in Tempe. They said my Kia (paid off about 18 months ago) could get me a loan for the $200 and the $600 I owe my aunt.  Their online application took 20 minutes to complete – so fast and easy I could do it on my lunch hour. The cash was in my checking account the next day.  The first night I made broccoli and fish – which I am sure is healthier than a Whopper (what I was eating most nights).

Loans on car title work if you own a car but need money for necessary things.  I’m planning a small Thanksgiving dinner for my aunt and cousin this year.

- Iella Z.

The holidays have been painful for me the last six years.  I moved to Tempe for school, then stayed.   Meanwhile, my parents broke up back in Memphis, dad moved to Alabama and mom stayed there, my brother is somewhere in Georgia and my sister phones in sometimes from all over the place.

So mom decided we need to get together this year at Christmas, in Memphis. But when I checked out the cost of airfares, it scared me.  Literally, it makes me worry about losing my apartment if I were to divert my monthly rent ($650) to the airlines ($600-800, depending on what day I travel).

I went online after passing an auto title loan company on E. University Drive, and found out my Jeep Wrangler could get me a loan for about that much money. I have bad credit, but the online application asked for none of that. I went with Car Title Loans in Tempe, where I was able to get fast cash in one day.

The airfares went up $75 the day after I bought those tickets.  I’m so glad I didn’t hesitate — in my situation, there really was no choice so I just went ahead with it.  

– Sheila M.

I never thought it was possible to commute by bicycle in the Tempe-Phoenix area, but I discovered a way to do it from where I live in Rovey Farms Estates to North Central (around Northern and Central avenues).  I had put on a few pounds over the years, and my doctor was telling me it was time to lose weight. Plus, the cost of gas had gone through the roof.

I hadn’t bought a bike in 25 years, so was a little surprised with the prices: my best choices were around $1000 on up. If I got one, that seemed to be a real commitment.  I didn’t have extra cash and I had bad credit, plus no credit cards and I was facing some costs having to do with my alimony agreement.  I needed fast cash to get me on the road to better health and some money savings.

That’s when I found Car Title Loans in Tempe.  It’s all done through an online application, it’s easy to complete and even my 2002 Volkswagen GTI was good for a $2000 loan.  By the next day I was on my new wheels (purchased for $1100 from the loan).  Now, four months later, and I am pleased to report I lost about 30 pounds and my cumulative gas savings came to more than $500.

Cash for car title loans helped me lose weight AND save money.  

– Chuck D.

There are times when borrowing money can save you money.  I did that just the other day.

First, note that I am transitioning between jobs and I have bad credit.  To complicate matters further, I make purchasing decisions based on environmental sustainability.  Call me crazy, it’s just my belief system.

I needed a water heater because the old one was soon to be kaput. The tankless, on-demand water heaters use a third less energy and reduce water consumption by about six or seven gallons a day (you run the water less to get to “hot”).  Also, a store in the Glendale is offering tankless heaters at a 15-20% discount off the full price ($1200-$1400), counting delivery and installation.  Then, you take delivery in 2009 to qualify for $300 off federal taxes, which is new this year. All told it’s a $500 savings, before you factor in monthly energy and water bills savings.  

I went to Car Title Loans in Tempe to get the $1400, using my car (2005 Corolla) for collateral. Despite my bad credit, I completed the online application and got almost instant approval (no credit checks). My money arrived electronically in one day – completely bypassing the need to visit the title loans store on Indian School Road.

Loans against car title work when you need fast cash.  Because money invested on a timely basis can yield great savings later.

- Neil O.

Our 1999 Subaru wagon is a work horse, but my husband and I only have one car to keep expenses down.  It’s inconvenient, but necessary.

Then one day I got a call from my best friend.  She’s single, lives in Denver, and was in a car accident and hospitalized.  She needed help with personal and household business.  This came a month after I lost my job and the bills were piling up.  I had the time, but couldn’t take our only car up there and couldn’t afford the airfare either.  Last minute flights cost over $500.  But I got bad credit in the past year, so I couldn’t borrow the money either.  

So I just went on the Internet and plugged in “Fast Cash.” Up came Car Title Loans in Tempe.  But these weren’t the stores along University Drive or downtown Phoenix.  It’s all online.  The website said our auto title was good for up to a $3000 loan.  

All I needed was about $800 for the flight, a rental car and food.  I completed the online application, got instant approval, and the money arrived electronically the next day.  In two days I was in Denver taking care of my best friend.

She is doing well and invited us to stay in her cabin in the mountains this winter.  It was well worth borrowing against that old car.  Payday car title loans really can come in handy.

- Erin F.